Investment Loans

Homeli Finance can arrange various types of home loans to suit different circumstances and property goals. These include first home buyer loans, owner-occupier mortgages, investment property loans, construction loans for building projects, and land loans. We also arrange refinancing solutions for existing borrowers looking to switch lenders or restructure their loans. Our network includes major banks, credit unions, building societies, and specialist lenders, giving us access to diverse loan products including fixed rate, variable rate, and split loan options. We can also assist with low deposit loans, loans for self-employed borrowers, and financing solutions for unique property types that might require specialist lending approaches.

In most cases we don’t charge fees for home loan applications, the bank pays us a commission based on the settled loan amount. We will charge $990 for car and personal loans upon successfully obtaining the finance.

Homeli Finance operates as a comprehensive finance and mortgage broker, connecting clients with suitable lending solutions across Australia. We work with a network of lenders to help secure home loans, refinancing options, investment property financing, and commercial lending solutions. Our brokers assess your financial situation and match you with appropriate lenders who can meet your specific requirements. We handle the application process, liaise with lenders on your behalf, and provide ongoing support throughout the settlement process. This service saves you time researching different lenders and increases your chances of loan approval by presenting your application professionally to the right financial institutions.

Homeli Finance selects lenders based on a comprehensive analysis of your financial situation, loan requirements, and individual circumstances. We consider factors including your employment type, deposit size, intended property use, and specific needs such as offset accounts or redraw facilities. Our assessment includes comparing interest rates, fees, loan features, and lender policies to identify the most suitable options. We also consider each lender's appetite for your particular scenario - some lenders prefer certain professions or property types. Rather than simply recommending the lowest rate, we focus on finding lenders whose products align with your long-term financial goals and who are likely to approve your application. We present you with options explaining the pros and cons of each recommendation.

Yes, Homeli Finance maintains relationships with clients beyond loan settlement, providing ongoing support for your mortgage needs. We conduct periodic loan reviews to ensure your current loan remains suitable as your circumstances change, and can assist with refinancing if better options become available. Our ongoing service includes helping with loan restructures, accessing additional funds through top-up loans, and advice about investment property financing as your portfolio grows. We also assist with any issues that arise with your existing lender and can facilitate switches to different loan products within the same institution or to entirely new lenders. This continuing relationship means you have professional finance support throughout your property ownership journey, not just during the initial purchase phase.